Glossary: GEO, SEO, Bitcoin & Fintech

Definitional reference for the terms we work with daily. Built for marketers, developers and entrepreneurs in Bitcoin, AI and fintech — and written to be cited by AI search engines like ChatGPT, Perplexity and Google AI Overview.

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B

Backlink

SEO

A backlink is an incoming link from another website to yours — one of the strongest signals of authority and trust in search engines.

Banking-as-a-Service (BaaS)

Fintech

Banking-as-a-Service is infrastructure letting non-bank companies offer banking features (accounts, cards, payments) to their users via APIs.

Bech32

Bitcoin

Bech32 is the modern encoding format for Bitcoin addresses (SegWit and Taproot), designed for error detection and readability.

BERT (Google)

SEO

BERT (Bidirectional Encoder Representations from Transformers) is Google's 2019 NLP model that understands query context and nuance by analysing words bidirectionally.

Bitcoin

Bitcoin

Bitcoin is the world's first decentralised digital currency, launched in 2009 by an anonymous developer under the pseudonym Satoshi Nakamoto.

Bitcoin address

Bitcoin

A Bitcoin address is a 26-62 character string acting as destination for a Bitcoin transaction, derived from a public key or script.

Bitcoin maximalism

Bitcoin

Bitcoin maximalism is the belief that Bitcoin is the only crypto project with a long-term future and that all other 'altcoins' trend to zero in value.

Black-hat SEO

SEO

Black-hat SEO refers to techniques violating Google guidelines and chasing short-term ranking gains at the cost of long-term sustainability.

Block

Bitcoin

A block is a bundle of verified Bitcoin transactions cryptographically chained to the previous block, forming the blockchain.

Block reward

Bitcoin

The block reward is the sum of newly issued BTC plus all transaction fees a miner receives for finding a valid block.

Blockchain

Bitcoin

A blockchain is a decentralised ledger where transactions are stored in chronological, cryptographically linked blocks — the underlying structure of Bitcoin.

BNPL (Buy Now Pay Later)

Fintech

BNPL is a payment method where consumers receive purchases immediately but pay in later instalments, without a traditional credit card.

Bounce rate

SEO

Bounce rate is the percentage of visitors leaving your site after viewing only one page, without any other interaction.

BRC-20

Bitcoin

BRC-20 is an experimental token standard on Bitcoin using Ordinals inscriptions to create fungible tokens, analogous to ERC-20 on Ethereum.

Breadcrumbs

SEO

Breadcrumbs are a navigation trail showing the current page's hierarchical position within the site, also displayed as a navigation element in the SERP via structured data.

Broken link building

SEO

Broken link building is the technique of finding broken links on other sites and proposing the owner replace them with a link to your relevant content.

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Canonical tag

SEO

A canonical tag is an HTML element that tells search engines which URL is preferred when the same content is reachable at multiple addresses.

CBDC (Central Bank Digital Currency)

Fintech

A CBDC is a digital version of fiat money issued and backed by a central bank — legally tender, operationally digital and non-anonymous.

Chain of Thought (CoT)

AI

Chain of Thought is a prompting technique that has the LLM reason step by step before giving the final answer, dramatically improving accuracy on complex tasks.

Chargeback

Fintech

A chargeback is a mandatory reversal by the card issuer to the merchant, usually after a dispute or fraudulent transaction by the cardholder.

ChatGPT

GEO

ChatGPT is OpenAI's conversational AI assistant, one of the largest AI search channels worldwide and a primary GEO target.

Child-Pays-For-Parent (CPFP)

Bitcoin

CPFP is a Bitcoin technique where a high-fee follow-up transaction (child) is created that speeds confirmation of a low-fee parent transaction, because miners bundle both.

Claude

GEO

Claude is Anthropic's family of AI assistants known for long context windows, nuanced reasoning and strong enterprise adoption.

ClaudeBot

AI

ClaudeBot is Anthropic's web crawler collecting public content for training and powering Claude's search and research capabilities.

Click-through rate (CTR)

SEO

CTR is the percentage of users who click your search result compared to how often it was shown.

Coinbase transaction

Bitcoin

The coinbase transaction is the first transaction in every Bitcoin block, creating new BTC out of thin air as the miner's reward.

CoinJoin

Bitcoin

CoinJoin is a Bitcoin privacy technique where multiple users combine their transactions to break UTXO linkability for outside observers.

Cold storage

Bitcoin

Cold storage is keeping Bitcoin private keys offline on devices never connected to the internet, for maximum theft protection.

Content Delivery Network (CDN)

SEO

A CDN is a globally distributed network of edge servers that caches content close to the end user, dramatically reducing load times.

Content gap analysis

SEO

Content gap analysis is identifying topics competitors rank for that you don't, usually as basis for prioritising new content.

Content pruning

SEO

Content pruning is systematically removing, consolidating or improving low-performing content to raise overall perceived quality of your site.

Context window

AI

The context window is the maximum amount of text (tokens) an LLM can process at once — its 'memory' size for one interaction.

Core Web Vitals

SEO

Core Web Vitals are Google's core performance metrics: loading (LCP), interactivity (INP) and visual stability (CLS).

Crawl budget

SEO

Crawl budget is how many URLs Googlebot wants and is able to crawl on your site within a given period, depending on server capacity and URL value.

Cumulative Layout Shift (CLS)

SEO

CLS measures how much a page's visual layout unexpectedly shifts during load — a score safeguarding visual stability.

Custodial wallet

Bitcoin

A custodial wallet is a wallet where a third party (usually an exchange) manages the private keys on behalf of the user.

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Difficulty adjustment

Bitcoin

The difficulty adjustment is the automatic recalibration of mining difficulty every 2,016 blocks, keeping the 10-minute block interval stable regardless of network hashrate.

Disavow

SEO

Google's Disavow tool lets you instruct search engines to ignore certain incoming links, useful in cases of link spam or penalties.

Dofollow link

SEO

A dofollow link is the standard hyperlink without rel attributes that passes full PageRank and authority to the destination URL.

Dollar-cost averaging (DCA)

Bitcoin

DCA is an investment strategy where you buy a fixed amount of BTC at regular intervals regardless of price, spreading timing risk.

Domain authority

SEO

Domain authority (DA) is a score from 1-100 estimating a domain's overall ranking power, developed by Moz and widely used in link analysis.

DORA (Digital Operational Resilience Act)

Fintech

DORA is the EU regulation (in force since 17 January 2025) requiring financial institutions to maintain robust IT risk management, incident reporting and strict oversight of critical third parties such as cloud providers.

Double-spend

Bitcoin

A double-spend is the attempt to spend the same bitcoins twice — the core problem Bitcoin first solved for digital money without a central authority.

Duplicate content

SEO

Duplicate content is identical or near-identical text reachable at multiple URLs, making it hard for search engines to determine which version to rank.

Dwell time

SEO

Dwell time is the time a user spends on a page before returning to search results, a signal of content satisfaction.

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Faceted navigation

SEO

Faceted navigation is filter systems (color, size, price) in shops and directories using URL parameters — often an SEO problem due to duplicate content.

Featured snippet

GEO

A featured snippet is a highlighted answer block in Google that appears above the organic results, giving a direct summary pulled from a web page.

Few-shot learning

AI

Few-shot learning is the technique of providing an LLM a few examples in the prompt (in-context learning) to teach it the desired style, format or reasoning for new input.

Fine-tuning

AI

Fine-tuning is adapting a pre-trained LLM with domain-specific data to perform better on niche tasks or match a style.

Fintech

Fintech

Fintech (Financial Technology) is the sector where technology delivers financial services — from payment apps to neobanks, crypto exchanges and embedded finance.

First Contentful Paint (FCP)

SEO

FCP measures the moment the browser first renders text, image or another visible content element — the first signal that the page is alive.

Foundation model

AI

A foundation model is a large-scale AI model trained on broad, diverse data and then adapted to a wide range of specific tasks — the backbone of modern generative AI.

Full node

Bitcoin

A full node is a Bitcoin client that downloads the entire blockchain, independently verifies all consensus rules and doesn't have to trust any third party.

Function calling (tool use)

AI

Function calling is the mechanism by which an LLM decides to invoke an external function or API with structured parameters, rather than generating only text.

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Gemini

AI

Gemini is Google's family of multimodal foundation models, introduced December 2023, natively handling text, images, audio and video.

Generative AI (GenAI)

AI

Generative AI is the umbrella term for AI systems that create new content — text, image, audio, video or code — based on trained models rather than retrieving existing information.

Generative Engine Optimization (GEO)

GEO

GEO is the discipline of making content visible and citeable in generative AI search engines like ChatGPT, Perplexity, Claude and Google AI Overview.

Genesis block

Bitcoin

The genesis block is the very first block in a blockchain — for Bitcoin mined by Satoshi Nakamoto on 3 January 2009, with the famous bank-bailout headline embedded inside.

Google AI Mode

GEO

Google AI Mode is a fully conversational search interface from Google where users have a dialogue with an AI instead of clicking links.

Google Analytics 4 (GA4)

SEO

Google Analytics 4 is Google's event-based analytics platform for website and app traffic, successor to Universal Analytics since July 2023.

Google Business Profile

SEO

Google Business Profile (formerly Google My Business) is Google's free platform for local businesses to manage their Search and Maps presence.

Google Search Console

SEO

Google Search Console is Google's free tool for site owners to monitor search performance, including indexing, CTR and technical issues.

Google Tag Manager (GTM)

SEO

Google Tag Manager is a free tag management system that centrally installs marketing and analytics tags (GA4, Ads, Meta Pixel, schema) without code changes on the site.

GPTBot

AI

GPTBot is OpenAI's web crawler, used to collect public web content for training future GPT models and for SearchGPT.

Grounding

GEO

Grounding is the technique where an AI model anchors its answer in verifiable external sources, so facts are checkable and hallucinations are prevented.

Guardrails

AI

Guardrails are the safety measures around an LLM — input filters, output validation and monitoring — that prevent the model from producing harmful, inaccurate or unintended output.

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H1 tag

SEO

The H1 is the primary heading of an HTML page and the strongest semantic signal about the page topic.

Halvening (synonym for halving)

Bitcoin

Halvening is an informal variant of 'halving' — the four-yearly halving of the Bitcoin block reward.

Halving

Bitcoin

The halving is the programmed event where the Bitcoin block reward is halved every 210,000 blocks, roughly every four years.

Hard fork

Bitcoin

A hard fork is a non-backwards-compatible protocol change where new rules invalidate old, forcing all nodes to upgrade or stay on a split chain.

Hardware wallet

Bitcoin

A hardware wallet is a physical device (USB-stick-like) that generates and stores private keys offline, with an air-gapped signing process.

Hashrate

Bitcoin

Hashrate is the total computing power contributed to the Bitcoin network, expressed in hashes per second — a measure of network security.

HD wallet

Bitcoin

A Hierarchical Deterministic (HD) wallet deterministically generates all addresses and private keys from one seed, as specified in BIP32.

Helpful Content Update

SEO

The Helpful Content Update is Google's algorithm change since 2022 that sitewide rewards or penalises based on whether content is human-first and genuinely useful.

HODL

Bitcoin

HODL is an informal strategy and cultural expression for long-term Bitcoin holding, originally a typo of 'hold' in a 2013 forum post.

Hot wallet

Bitcoin

A hot wallet is a Bitcoin wallet actively connected to the internet that can send transactions immediately — suitable for daily spending, not large amounts.

Hreflang

SEO

Hreflang is an HTML attribute telling search engines which language variants of a page exist and which audience each variant targets.

HSTS

SEO

HSTS (HTTP Strict Transport Security) is a browser policy enforcing that all connections to a site happen over HTTPS.

HTTP status code

SEO

An HTTP status code is a three-digit code the server returns with every response, signalling whether the request succeeded, redirected or errored.

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Large Language Model (LLM)

GEO

A Large Language Model is an AI model that understands and generates natural language based on statistical patterns learned from billions of text documents.

Largest Contentful Paint (LCP)

SEO

LCP measures how long it takes for the largest visible element on a page to load — the primary measure of perceived loading speed.

Lazy loading

SEO

Lazy loading is the technique where images, iframes or scripts only load once they're about to appear in the viewport, speeding up initial page load.

Lightning Network

Bitcoin

Lightning Network is a Layer-2 protocol atop Bitcoin enabling instant, near-free payments via a network of bidirectional payment channels.

Liquid Network

Bitcoin

Liquid Network is a federated sidechain on Bitcoin, developed by Blockstream, offering fast (2-minute finality) and confidential transactions for exchanges, traders and digital asset issuers.

LLM hallucination

GEO

An LLM hallucination is when a language model confidently generates factually incorrect information as if it were true.

LLMO (Large Language Model Optimization)

AI

LLMO is the discipline of optimising content and technical configuration so that LLMs (ChatGPT, Claude, Gemini, Perplexity) use and cite your brand and information in their answers.

llms.txt

GEO

llms.txt is a conventional file in a website's root that gives AI engines a structured overview of which content is relevant to read.

Local SEO

SEO

Local SEO is optimising online presence for location-bound queries, crucial for businesses with physical locations or service areas.

Log file analysis

SEO

Log file analysis is the study of server access logs to see how search engine crawlers actually navigate a site — which pages, how often, and with which status codes.

Long-tail keyword

SEO

A long-tail keyword is a specific search phrase (typically 3+ words) with low search volume but much higher conversion potential and less competition.

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Mempool

Bitcoin

The mempool is the waiting room for Bitcoin transactions: all pending transactions awaiting inclusion in a block.

Merkle tree

Bitcoin

A Merkle tree is a hierarchical hash structure where each leaf is a data hash and each parent is the hash of its children, allowing a large dataset's integrity to be verified with a single root hash.

Meta description

SEO

The meta description is the short descriptive text under the meta title in search results, intended to entice the click.

Meta title

SEO

The meta title is the clickable title of a web page in search results and browser tabs, usually set via the HTML title tag.

MiCA

Fintech

MiCA (Markets in Crypto-Assets) is the EU regulation fully in force since 2024-2025 imposing uniform rules on crypto service providers.

Microsoft Copilot

AI

Microsoft Copilot is Microsoft's AI assistant product line, built on OpenAI models and Microsoft's own models, integrated into Windows, Microsoft 365, Bing and Edge.

Mining

Bitcoin

Mining is the process where specialised computers consume energy to find new Bitcoin blocks, verify transactions, and secure the network.

Mining pool

Bitcoin

A mining pool is a group of miners combining their hashrate and distributing block rewards proportionally to stabilise income.

Miniscript

Bitcoin

Miniscript is a structured representation of Bitcoin Script that makes complex spending conditions readable, analysable and safe to compose.

Mobile-first indexing

SEO

Mobile-first indexing is Google's system where the mobile version of your site is the primary source for indexing and ranking, standard since 2021.

Model Context Protocol (MCP)

AI

MCP is an open standard from Anthropic (2024) letting AI agents uniformly use external tools, databases and services.

Multimodal AI

AI

Multimodal AI can process and generate text, images, audio and video together, unlike systems mastering only one modality.

Multisig

Bitcoin

Multisig (multisignature) requires multiple private keys to sign a transaction, typically used for enterprise custody, family vaults, or extra security.

MUM (Multitask Unified Model)

SEO

MUM is Google's 2021 multimodal AI model that processes text, images and 75 languages simultaneously and understands complex multi-step queries.

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PageRank

SEO

PageRank is Google's original 1998 algorithm that calculates a page's authority by analysing the quantity and quality of inbound links.

Pagespeed

SEO

Pagespeed is the load speed of a web page, directly tied to user experience, conversion and ranking through Core Web Vitals.

Pagination

SEO

Pagination is splitting long lists (search results, category pages, archives) across multiple URLs with navigation between them.

PayJoin

Bitcoin

PayJoin is a privacy technique where both sender and receiver contribute inputs to one transaction, breaking chain-analysis heuristics.

Payment channel

Bitcoin

A payment channel is a 2-party Bitcoin construct via multisig enabling direct, off-chain transactions without involving the blockchain.

Payment gateway

Fintech

A payment gateway is the technical layer that passes payment information between a webshop, the customer's bank and the merchant's bank.

People Also Ask (PAA)

SEO

People Also Ask is a Google SERP feature displaying related follow-up questions in expandable form, often powered by content from ranking pages.

Perplexity

GEO

Perplexity is an AI search engine that actively searches the web on every query and delivers answers with clear source citations.

PerplexityBot

AI

PerplexityBot is the Perplexity AI crawler that indexes content for real-time use in Perplexity's answers, including source citations.

Pillar page

SEO

A pillar page is a comprehensive main page that fully introduces a broad topic and links to multiple detailed cluster pages.

Private key

Bitcoin

A private key is a secret number that lets you sign transactions and spend the corresponding Bitcoin — whoever owns the key owns the bitcoin.

Prompt engineering

GEO

Prompt engineering is the craft of formulating instructions to an AI model so it consistently produces the desired output.

Prompt injection

AI

Prompt injection is an attack technique where a malicious user or external data source injects instructions into an LLM that override or bypass the original system prompt.

Proof of Work

Bitcoin

Proof of Work (PoW) is Bitcoin's consensus mechanism: miners prove they spent energy by solving a cryptographic puzzle.

PSD2

Fintech

PSD2 (Payment Services Directive 2) is the 2018 EU directive requiring banks to open their payment data via APIs to authorised third parties.

PSD3

Fintech

PSD3 (Payment Services Directive 3) is the EU successor to PSD2, rolled out from 2025-2026, tightening open-banking rules and extending them to crypto services.

Public key

Bitcoin

A public key is a cryptographic key derived from the private key, used to verify transactions and generate Bitcoin addresses.

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Satoshi (unit)

Bitcoin

A satoshi (sat) is the smallest divisible unit of Bitcoin: 1 BTC = 100,000,000 satoshis.

Sats per vbyte

Bitcoin

Sats per vbyte is the unit for Bitcoin transaction fees: how many satoshis you pay per virtual byte of block space.

Schema markup

GEO

Schema markup is structured data (typically JSON-LD) that tells search engines and AI engines explicitly what a page is about.

Schnorr signatures

Bitcoin

Schnorr signatures are a digital signature scheme added to Bitcoin via the Taproot upgrade (2021), making multisig transactions more compact, efficient and private.

Search intent

SEO

Search intent is the goal behind a search query — informational, navigational, commercial or transactional — determining what type of content Google shows.

Search volume

SEO

Search volume is the estimated number of times per month a specific query is entered into a search engine, usually expressed as a 12-month average.

SearchGPT

AI

SearchGPT is OpenAI's AI-powered search product, integrated into ChatGPT, that combines real-time web results with LLM answers including source citations.

Seed phrase

Bitcoin

A seed phrase is a sequence of 12, 18 or 24 English words forming a master seed from which all private keys of an HD wallet are derived.

SegWit

Bitcoin

Segregated Witness (SegWit) is a Bitcoin upgrade from August 2017 that separated signature data from transaction hashes, enabling lower fees and solving malleability.

Self-custody

Bitcoin

Self-custody is managing your Bitcoin private keys yourself without an intermediary — Bitcoin's original peer-to-peer money vision.

Semantic SEO

GEO

Semantic SEO is the practice of optimising around concepts and entities rather than individual keywords, so search engines and AI engines understand the full meaning of a page.

SEPA

Fintech

SEPA (Single Euro Payments Area) is the EU standard framework for euro transfers, where cross-border payments are treated as domestic.

SEPA Instant (SCT Inst)

Fintech

SEPA Instant (SCT Inst) is the real-time payment scheme within the eurozone settling transfers up to 100,000 euro within 10 seconds, 24/7/365.

SERP

SEO

SERP stands for Search Engine Results Page — the page a search engine shows in response to a query.

Sitelinks

SEO

Sitelinks are extra internal links Google shows under your main result for branded queries, typical for large brands or strong sites.

Sitemap.xml

SEO

A sitemap.xml is an XML file giving search engines a complete list of indexable URLs on a site, with metadata about freshness and priority.

Soft 404

SEO

A soft 404 is a page returning HTTP 200 but functioning as a 404 error page, confusing Google about the real status.

Soft fork

Bitcoin

A soft fork is a backwards-compatible update to Bitcoin's consensus rules, where new rules are stricter than old ones, letting non-upgraded nodes continue following the chain.

SSL / HTTPS

SEO

SSL/TLS is the encryption between browser and server enabling HTTPS — a light ranking factor since 2014 and an absolute must today.

Stablecoin

Fintech

A stablecoin is a cryptocurrency whose value is pegged to a reference (usually USD or EUR) to eliminate price volatility without giving up blockchain's technological advantages.

Stealth address

Bitcoin

A stealth address is a public key that anyone can pay via one-time, untraceable addresses, without outside observers seeing the links.

Strong Customer Authentication (SCA)

Fintech

SCA is the PSD2-mandated two-factor authentication for electronic payments in the EU, based on at least two of three factors: knowledge, possession and inherence.

Submarine swap

Bitcoin

A submarine swap is an atomic exchange between on-chain Bitcoin and Lightning without intermediaries, enabling direct movement from one to the other.

SWIFT

Fintech

SWIFT is the global messaging network banks use to send international payment instructions — not a money-moving system itself, but the infrastructure that standardises bank-to-bank communication.

System prompt

AI

A system prompt is the initial, hidden instruction that defines the behaviour, persona and constraints of an LLM before the user asks anything.

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Taproot

Bitcoin

Taproot is a Bitcoin protocol upgrade from November 2021 that introduced Schnorr signatures, MAST scripts and privacy benefits.

Technical SEO

SEO

Technical SEO covers all SEO aspects on the server, code or infrastructure side, independent of content and links.

Temperature

AI

Temperature is a sampling parameter between 0 and 2 controlling how randomly an LLM selects its next token — low = deterministic, high = creative.

Thin content

SEO

Thin content is pages with little or little valuable substance, which Google judges insufficient to keep in the search index.

Time to First Byte (TTFB)

SEO

TTFB measures the time between an HTTP request and the first byte returning from the server — the primary indicator of server-side performance.

Token

AI

A token is the base unit an LLM processes text in — typically a sub-word fragment, roughly 4 characters or 0.75 words in English.

Topic cluster

SEO

A topic cluster is a group of interlinked pages around one central topic, usually one pillar page plus multiple supporting articles.

Topical authority

SEO

Topical authority is a domain's perceived expertise within a specific topic cluster, built through complete, well-linked content architecture.

Training data

AI

Training data is the collection of texts, images or other examples an AI model learns patterns from before deployment.

Transaction fee

Bitcoin

A Bitcoin transaction fee is the voluntary payment to the miner for including your transaction in a block, usually expressed in sats per vbyte.

Transformer

AI

The Transformer is the neural network architecture underlying nearly all modern language models since 2017 — GPT, Claude, Gemini and Llama.

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